Appraisal services for Jacksonville and Duval County homeowners

Here are the top reasons FL homeowners need Peter Jacobs:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Duval county's assessment of your propertyvalue
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in FL

Own a home in or near Jacksonville, FL and need help determining the price of it?
Contact Peter Jacobs.

At Peter Jacobs, we understand the unique needs of a consumer looking for appraisal services. Our customary business clients understand the appraisal process and the usual "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Peter Jacobs, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to remove PMI?

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Peter Jacobs is your best weapon.

Recently got a freeze your HELOC?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Peter Jacobs can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have an expert double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Peter Jacobs can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Peter Jacobs can We can assist you. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.